Credit Officer (Lagos) at Entourage Integrated Trust Limited

Entourage Integrated Trust Limited is a financial services firm that specializes in micro and corporate loans as well as investment services. The company was established in July 2014 and currently operates in 12 states across Nigeria, including Lagos State where its head office is located.

The company is seeking a Credit Officer to support lending activities by assessing clients’ creditworthiness and processing loan documentation within Badagry and surrounding areas including Agbalata Market, Ajara Market, Agumon Market, Ilogbo Remo Modern Market, Oko Afor Market, and Ceme Border Market.

The role involves preparing loan applications, evaluating clients’ financial records, calculating risk ratios, and ensuring lending requirements are properly met. The successful candidate is expected to demonstrate knowledge of lending procedures and customer service practices while helping clients access loans in a timely manner.

• Review loan requests
• Assess clients’ financial status
• Evaluate creditworthiness and potential risks
• Contact clients to obtain financial data and documentation
• Analyse risks and approve or reject loan applications
• Set up loan repayment plans
• Maintain accurate records of loan applications
• Follow up with clients regarding loan renewals
• Monitor the performance of existing loans
• Handle daily and weekly loan repayment collections

• NCE, OND, HND, or B.Sc in Banking and Finance, Economics, or a related field
• Proven work experience as a Credit Officer, Loan Officer, or similar role
• Practical experience with lending procedures and financial products
• Ability to prepare and manage financial spreadsheets
• Strong analytical skills
• Excellent communication and interpersonal skills
• Customer service experience

Benefits

• Monthly incentive
• Pension
• Bi annual profit sharing
• Health Maintenance Organisation coverage

Interested and qualified candidates should send their CV to either of the email addresses below using the job position and location as the email subject:

[email protected]
[email protected]

Note: Salary is subject to review based on performance.